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Who Pays My Medical Bills After an Accident?

Being involved in an accident is always distressing, especially if you suffer injuries. Not only are you in pain but you have to deal with filing insurance claims and seeking compensation. In the USA, each state has its own unique accident claim laws with some minor variations. However, most of the laws aim to award claims to deserving plaintiffs.  No one wants to be involved in an accident. However, it helps to be prepared in case you end up suffering injuries.

If you are hurt in an accident in Atlanta, you may be wondering who will pay your medical bills. Injuries can result in thousands of dollars in medical tests, medication, and rehabilitation. You may also lose out on wages if you are unable to work. Some injury claims are straightforward but for others, you may need an Atlanta car accident lawyer to help you.

How Can an Atlanta Car Accident Lawyer Help Me Get My Medical Bill Paid?

You may think that you simply need to file a claim with your insurance company and you will receive compensation. However, that is not always the case. If your file isn’t properly completed or you don’t submit the necessary evidence, the insurer may deny your claim. Similarly, if another driver was at fault, his insurer can also reject your claim. Insurance companies also tend to offer a lower settlement than that which you asked for. It is best to get an experienced accident lawyer on your side. They will ensure the case is filed properly and fight to get you the best settlement. They know how to negotiate with insurance adjusters.

Options for Getting Medical Bills Paid as Explained by Auto Accident Lawyers Atlanta

You will likely have to pay for some of your medical treatment out-of-pocket. If your injuries are serious, you can’t wait for a settlement. An Atlanta car accident lawyer can guide you in filing your claims systematically.  Your options are directly related to the nature of the accident and the type of insurance you have.

It is helpful to have either personal health insurance or medical coverage as part of your car insurance. If you don’t have either of these, you may have a tough time getting your medical bills settled.  You might be able to seek compensation from the insurer of the at-fault driver or go for a legal battle. However, this will be time-consuming.

Your first step should be to draw on your health insurance. They are unlikely to pay for all your bills. Therefore, you can still file a claim with the at-fault driver’s insurance company for the full amount. However, when that claim is settled, you will have to pay back your health insurer.

Suppose your health insurance company paid $10,000 and your medical bills were $40,000. You can file a claim based on your medical bills, i.e., $40,000.  When the claim is settled, you return the $10 000 to your health insurer.

An Atlanta Auto Accident Lawyer Will Be By Your Side

If you don’t have medical insurance, some healthcare providers may still treat you. They will do so with the understanding that you will pay once your claim is settled. Another possibility is that they will accept payment in monthly installments until the case is settled. Your Atlanta car accident lawyer can advise you and draw up the necessary agreements to facilitate such an arrangement.

There is another option if you are still living with your parents even though you are not a minor. You may be able to use your parents’ car insurance along with your coverage. This may cover the cost of the car damage and your medical bills.

Do I have to Pay the Atlanta Car Accident Lawyer Fee in Advance?

Most personal injury legal firms work on a contingency basis. This is solace for clients, as you don’t have to pay anything in advance until you get a favorable settlement. The auto accident lawyers Atlanta are experts in handling personal injury claim cases. They have strong negotiation skills and excellent courtroom tactics. They will fight to win the case and help you to receive higher medical bill settlements.

Contact an Atlanta Car Accident Lawyer Today!

If you suffered injuries in an accident, schedule a meeting with an attorney without delay. They will examine all the options for getting your bills paid. If you need to pay out-of-pocket, they look for ways to get you reimbursed. Accident settlements can be tricky but the skilled attorneys at Bethune Law Firm have lots of experience. Contact them today for your consultation.