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How Can Truck Accident Victims Ensure Insurance Companies Pay Their Claims?

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Truck accident victims often suffer serious injuries. Small passenger vehicles and the human body are simply no match for the force or weight of a large commercial vehicle.  Trucking companies and truck drivers are regulated by state and federal laws because of the risks they present. However, they don’t always adhere to the law and this can result in deadly consequences.

If you were injured in a truck accident, you may assume that the driver’s insurer will compensate you. Unfortunately, it’s rarely as simple as filing a claim and automatically getting a pay-out. Insurance companies don’t operate based on compassion; they simply want to limit the amount they have to pay.

Truck accidents can result in traumatic brain injuries and other conditions which are expensive to treat. That’s why insurance companies are even more reluctant to accept claims. Fortunately, there are things you can do to increase your chances of getting the compensation you deserve. One of the most important ones is retaining a truck accident lawyer in Atlanta.

Why You Should Hire a Truck Accident Attorney in Atlanta

Sometimes insurance companies have a valid reason for denying a claim. Maybe the truck driver allowed their policy to lapse or the victim submitted a falsified claim. On the other hand, many denials can be challenged. If the insurance company suggests that you were at fault for the accident, your attorney can dispute this. They can present evidence to show that the truck driver or another party was responsible. If your claim was denied because a form wasn’t filled out correctly, your lawyer can help you to revise it.

If you think about it, it’s difficult to win a fight with an insurance company even over minor issues. If you’re trying to recover from serious injuries, it will be almost impossible to negotiate a large settlement. That’s why most truck accident victims hire an attorney to fight on their behalf. Attempting to handle your case on your own is unlikely to result in fair compensation. However, truck accident victims who have legal representation tend to get quicker, higher settlements.

Unsurprisingly, the insurance company will try to talk you out of hiring a lawyer. Adjusters may even threaten you if you say you’ll seek legal advice. However, since insurance companies want to avoid going to trial, they are more likely to settle with an attorney. They know that trials are expensive.

Get Medical Attention Immediately After a Car Accident

While hiring an attorney is important, what you do immediately after the crash is crucial. The longer you wait to seek medical attention, the harder it will be to prove how you suffered your injuries. Many times, the injuries are severe so truck accident victims go straight to the emergency room. However, if your injuries don’t seem serious, you may be tempted to delay seeing a doctor.  This isn’t a good idea. Not only do you put your health at risk, but you give the insurance company a reason to deny your claim.

Listen to Your Georgia Truck Accident Lawyer: Be Careful About What You Say or Sign

In the days and weeks following your accident, you will likely be approached by an insurance adjuster. They will offer you a quick settlement in the hopes that you will accept it and go away. However, you should not sign anything until you speak to an attorney. If you sign a settlement before you know the full extent of your injuries, you can’t ask for more money.

You should also decline to record a statement for a claims adjuster or an attorney representing the at-fault party. Any video or audio statements you make can be used against you. If you contradict yourself or leave out details, you may lose your ability to claim compensation.

Another way to help your case is to refrain from discussing the accident online. Don’t write on your blog or post comments on Facebook. You never know who’s watching and these comments can also be used against you.

Contact A Truck Accident Attorney in Atlanta, GA

If you want to avoid a claim denial, contact The Bethune Law Firm. The sooner you call us, the sooner we can begin to help you. We’ll advise you on what you should and shouldn’t say and do. We’ll also assist you in collecting the evidence which can help to prove your case. You shouldn’t have to handle your truck accident claim alone while you’re dealing with serious injuries. Schedule a free consultation today and learn how we can help you.


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